Privacy Policy

Effective date: April 2026  ·  Last updated: April 2026

Contents
  1. Who We Are
  2. What Data We Collect
  3. How We Use Your Data
  4. AI Processing
  5. Data Sharing
  6. Your Rights Under NDPA 2023
  7. Data Retention
  8. Security
  9. Legal Requests Policy
  10. Cookies
  11. Children
  12. Changes to This Policy
  13. Contact Us

1. Who We Are

BizPulse is a WhatsApp-native financial operating system for small business owners. It is operated by The Tosin Ilesanmi Data Academy, a CAC-registered entity based in Lagos, Nigeria.

For any privacy-related enquiry, contact us at tosinilesanmi93@gmail.com.

2. What Data We Collect

When you register and use BizPulse, we collect the following categories of personal and business data:

We do not collect payment card details, government ID numbers, or location data beyond the state or region you provide at registration.

3. How We Use Your Data

We use the data we collect only for the following purposes:

We do not use your data for advertising, profiling, or any purpose not listed above.

4. AI Processing

BizPulse uses two AI services: Google Gemini parses your WhatsApp messages into structured financial data. Anthropic Claude generates business insights, coaching responses, and daily summary recommendations.

Only aggregated financial summaries (such as total revenue, total expenses, and margin) are sent to AI services to generate insights. Raw WhatsApp message text is sent to Gemini solely for the purpose of parsing — it is not stored by Gemini or used for model training under our service agreement.

Your personal identifiers (name, phone number, email) are never sent to any AI service. AI processing is performed on anonymised numerical summaries only.

5. Data Sharing

We do not sell your data. We do not share your data with third parties for marketing or advertising purposes.

We share limited data only with the following service providers, strictly for the purpose of delivering the BizPulse service:

Each provider processes data only as necessary to perform their function and is bound by their own privacy obligations.

6. Your Rights Under NDPA 2023

Under the Nigeria Data Protection Act 2023, you have the following rights regarding your personal data:

To exercise any right: email tosinilesanmi93@gmail.com — or send the message DELETE MY DATA on WhatsApp to your BizPulse number. We will respond within 30 days.

7. Data Retention

Your data is retained for as long as your account remains active. If you request deletion of your account:

We do not retain data longer than necessary for the purposes described in this policy.

8. Security

We take reasonable technical and organisational measures to protect your data:

No security system is impenetrable. If you become aware of any security concern, please notify us immediately at tosinilesanmi93@gmail.com.

10. Cookies

BizPulse uses essential session cookies only. These are necessary for the web dashboard to function (for example, to keep you logged in during a session).

We do not use:

You can disable cookies in your browser settings, but this may prevent the BizPulse dashboard from functioning correctly.

11. Children

BizPulse is not directed at persons under the age of 18. We do not knowingly collect personal data from anyone under 18. If you believe a person under 18 has provided us with personal data, please contact us at tosinilesanmi93@gmail.com and we will delete it promptly.

12. Changes to This Policy

We may update this Privacy Policy from time to time. For material changes (changes that affect how we use your data or your rights), we will:

Continued use of BizPulse after a material change takes effect constitutes acceptance of the updated policy.

13. Contact Us

For any question, request, or complaint relating to this Privacy Policy or your personal data:

If you are not satisfied with our response, you may lodge a complaint with the Nigeria Data Protection Commission (NDPC) at ndpb.gov.ng.